Peer Analysis

Entire IR Site Press Releases Only Filings Only
Email pagePDF viewPrint viewEmail AlertTear sheetRSS Feeds

Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)FISI Peer
Median 		Peer
Average
ROAA0.89 0.79 0.83 
ROAE9.29 8.53 8.44 
Net Interest Margin3.87 3.70 3.65 
Efficiency Ratio58.27 63.21 65.08 
Loans / Deposits71.27 84.16 78.93 

Asset Quality Ratios (%)   
NPAs / Assets0.44 0.74 0.90 
NCOs / Avg Loans0.39 0.22 0.22 
Reserves / Loans1.50 1.11 1.12 
Reserves / NPAs207.03 73.67 83.37 

Capital Ratios (%)   
Tier 1 Capital10.84 13.09 12.53 
Tangible Equity / Tangible Assets7.37 7.19 7.52 
Total Equity / Total Assets9.02 10.38 10.35 

Market Ratios   
Price / Earnings (x)11.66 15.01 15.55 
Price / Book (%)107.75 121.93 120.91 
Dividend Yield (%)3.88 3.38 3.57 
Financial Institutions, Inc.'s peer group consists of the following: Alliance Financial Corporation (ALNC), Canandaigua National Corporation (CNND), Chemung Financial Corporation (CHMG), Community Bank System, Inc. (CBU), Evans Bancorp, Inc. (EVBN), First Niagara Financial Group, Inc. (FNFG), Tompkins Financial Corporation (TMP)

Financial Institutions, Inc.'s financial data is as of 3/31/2013.

Peer financial data is as of 3/31/2013  except for these companies:

Alliance Financial Corporation's financial data is as of 12/31/2012.

Copyright 2013, © SNL Financial LC  Terms of Use