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Peer Analysis

Data for trailing four quarters

For the definition of a financial field, select the field name below.
Performance Ratios (%)CTBI Peer
Median
Peer
Average
ROAA1.23 1.11 0.55 
ROAE11.29 10.52 (35.85) 
Net Interest Margin3.97 3.89 3.70 
Efficiency Ratio54.25 66.75 70.84 
Loans / Deposits87.38 74.47 80.40 

Asset Quality Ratios (%)   
NPAs / Assets2.73 2.45 4.18 
NCOs / Avg Loans0.38 0.60 1.22 
Reserves / Loans1.30 2.14 2.70 
Reserves / NPAs33.30 40.94 50.75 

Capital Ratios (%)   
Tier 1 Capital15.33 15.00 13.38 
Tangible Equity / Tangible Assets9.44 9.32 8.09 
Total Equity / Total Assets11.07 9.89 8.76 

Market Ratios   
Price / Earnings (x)12.28 12.03 11.93 
Price / Book (%)136.65 112.41 114.97 
Dividend Yield (%)3.55 2.17 2.12 
Community Trust Bancorp, Inc.'s peer group consists of the following: First Financial Bancorp. (FFBC), First Financial Corporation (THFF), Great Southern Bancorp, Inc. (GSBC), Heartland Financial USA, Inc. (HTLF), Independent Bank Corporation (IBCP), Integra Bank Corporation (IBNK), Lakeland Financial Corporation (LKFN), MainSource Financial Group, Inc. (MSFG), Old Second Bancorp, Inc. (OSBC), Republic Bancorp, Inc. (RBCAA)

Community Trust Bancorp, Inc.'s financial data is as of 3/31/2013.

Peer financial data is as of 3/31/2013  except for these companies:

Integra Bank Corporation's financial data is as of 3/31/2011.

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