Subsidiary Directors

FIRST MANITOWOC BANCORP, INC. (OTCQB - BFNC)

Ansay & Associates, LLC

Michael G. Ansay Chairman of the Board, CEO	Michael B. Molepske
A.J. Ansay	Thomas M. Schaetz President
Thomas J. Bare

TVG Holdings, Inc.
Michael B. Molepske President	Lisa M. O'Neill Treasurer

Bank First Investments, Inc.
Michael B. Molepske President	Lisa M. O'Neill

United Financial Services, Inc.
Robert J. Cera - Baylake Bank Chairman of the Board	Michael B. Molepske - Bank First National Treasurer
Rick A. Haendel - United Financial Services, Inc. President & Chief Executive Officer

Veritas Asset Holdings, LLC (subsidiary of First Manitowoc Bancorp, Inc.)
Lisa M. O'Neill Secretary/Treasurer	Michael B. Molepske Vice President


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