Credit Ratings

Credit Ratings View Ratings Scale   S&P Moody's Fitch Ratings DBRS Ltd AM Best Long-term Issuer BBB- (OS) 10/19/2010 Baa3 (OS) 4/15/2010 BBB (OS) 11/21/2012 - - Senior Unsecured BBB- 11/12/2009 Baa3 3/10/2009 BBB- 11/21/2012 - - Credit Ratings (Subsidiaries)   S&P Moody's Fitch Ratings DBRS Ltd AM Best Alpha Property & Casualty Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Charter Indemnity Company Long-term Issuer A- (OS) 10/19/2010 - - - - Financial Indemnity Company Long-term Issuer A- (OS) 10/19/2010 - - - - Kemper Independence Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Reliable Life Insurance Company Long-term Issuer A (OS) 10/19/2010 - - - - Trinity Universal Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Union National Fire Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Union National Life Insurance Company Long-term Issuer A (OS) 10/19/2010 - - - - United Casualty Insurance Company of America Long-term Issuer A- (OS) 10/19/2010 - - - - United Insurance Company of America Long-term Issuer A (OS) 10/19/2010 - - - - Unitrin Advantage Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Unitrin Auto and Home Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Unitrin Direct Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Unitrin Direct Property & Casualty Company Long-term Issuer A- (OS) 10/19/2010 - - - - Unitrin Preferred Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Unitrin Safeguard Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Valley Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - - Valley Property and Casualty Insurance Company Long-term Issuer A- (OS) 10/19/2010 - - - -   Ratings Watch Action Legend: (WP) Watch Positive, (WN) Watch Negative, (WU) Watch Uncertain, (WR) Watch Removed, (OP) Outlook Positive, (ON) Outlook Negative, (OS) Outlook Stable, (OD) Outlook Developing Financial Strength Ratings (Subsidiaries)   S&P Moody's Fitch Ratings DBRS Ltd AM Best Alpha Property & Casualty Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Capitol County Mutual Fire Insurance Company - - - - A- 6/15/2012 Charter Indemnity Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Financial Indemnity Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Kemper Independence Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Merastar Insurance Company - - - - A- 6/15/2012 Mutual Savings Fire Insurance Company - - - - A- 6/15/2012 Mutual Savings Life Insurance Company - - - - A- 6/15/2012 National Merit Insurance Company - - - - A- 6/15/2012 Old Reliable Casualty Company - - - - A- 6/15/2012 Reliable Life Insurance Company A (OS) 10/19/2010 - A- (OS) 11/21/2012 - A- 6/15/2012 Reserve National Insurance Company - - - - A- 6/15/2012 Response Insurance Company - - - - A- 6/15/2012 Response Worldwide Direct Auto Insurance Company - - - - A- 6/15/2012 Response Worldwide Insurance Company - - - - A- 6/15/2012 Trinity Universal Insurance Company A- (OS) 10/19/2010 A3 (OS) 4/15/2010 A- (OS) 11/21/2012 - A- 6/15/2012 Union National Fire Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Union National Life Insurance Company A (OS) 10/19/2010 - A- (OS) 11/21/2012 - A- 6/15/2012 United Casualty Insurance Company of America A- (OS) 10/19/2010 - - - A- 6/15/2012 United Insurance Company of America A (OS) 10/19/2010 A3 (OS) 4/15/2010 A- (OS) 11/21/2012 - A- 6/15/2012 Unitrin Advantage Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Unitrin Auto and Home Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Unitrin County Mutual Insurance Company - - - - A- 6/15/2012 Unitrin Direct Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Unitrin Direct Property & Casualty Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Unitrin Preferred Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Unitrin Safeguard Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Valley Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Valley Property and Casualty Insurance Company A- (OS) 10/19/2010 - - - A- 6/15/2012 Warner Insurance Company - - - - A- 6/15/2012 Copyright 2013, © SNL Financial LC  Terms of Use