| The net proceeds of the offering will be used to reduce amount outstanding under line of credit with three unaffiliated banks and for general corporate purposes. |
| Book Manager(s) |
| Keefe, Bruyette & Woods, Inc. |
- |
50,000 |
| Morgan Stanley & Co. LLC |
- |
50,000 |
| Co-Manager(s) |
| Credit Suisse First Boston |
- |
5,000 |
| Howe Barnes Hoefer & Arnett, Inc. |
- |
5,000 |
| KeyBanc Capital Markets Inc. |
- |
5,000 |
| Oppenheimer & Co. Inc. |
- |
5,000 |
| Robert W. Baird & Co. Incorporated |
- |
5,000 |
| Issuer's Counsel |
Dykema Gossett, PLLC |
| Underwriter's Counsel |
Davis Polk & Wardwell, LLP |
| Auditor(s) |
Ernst & Young LLP |
| Clearing House(s) |
Depository Trust Company |
|
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