First Financial Holdings Home Page

	2009 Y	2010 Y	2011 Y	2012 Y
Period Ended	9/30/2009	9/30/2010	9/30/2011	12/31/2012
Assets ($000)
Cash and Due from Banks	NA	49,246	54,307	60,290
Fed Funds Sold	NA	0	0	0
Deposits at Financial Institutions	NA	6,028	31,630	57,161
Securities Purchased, to Resell	NA	0	0	0
Other Cash & Cash Equivalents	NA	0	0	0
Cash and Cash Equivalents	NA	55,274	85,937	117,451
Trading Account Securities	0	0	0	0
Available for Sale Securities	492,754	407,976	412,108	253,798
Held to Maturity Securities	22,401	22,529	21,671	15,555
Other Securities	46,141	42,867	35,782	20,914
Total Cash & Securities	NA	528,646	555,498	407,718

Liabilities ($000)
Total Deposits	2,319,533	2,415,063	2,302,857	2,595,333
FHLB Borrowings	492,751	508,235	558,000	233,000
Senior Debt	751,564	509,047	558,812	233,812
Trust Preferred (FAS 150)	46,392	46,392	46,392	46,392
Total Subordinated Debt	46,392	46,392	46,392	46,392
Redeemable Financial Instruments (FAS 150)	0	0	0	0
Total Debt	797,956	555,439	605,204	280,204
Memo: Consolidated VIE Liabilities	NA	NA	0	0
Total Other Liabilities	41,149	34,323	29,743	40,380
Total Liabilities	3,158,638	3,004,825	2,937,804	2,915,917

Mezzanine ($000)
Redeemable Preferred	0	0	0	0
Trust Preferred Securities	0	0	0	0
Total Minority Interest	0	0	0	0
Other Mezzanine Items	0	0	0	0
Total Mezzanine Level Items	0	0	0	0

Equity ($000)
TARP Preferred Equity	65,000	65,000	65,000	0
Other Preferred Equity	0	0	0	65,000
Total Preferred Equity	65,000	65,000	65,000	65,000
Common Equity	286,649	253,190	203,506	234,641
Equity Attributable to Parent Company	351,649	318,190	268,506	299,641
Noncontrolling Interests	0	0	0	0
Total Equity	351,649	318,190	268,506	299,641
Net Unrealized Gain	4,449	5,545	3,431	(1,709)

Balance Sheet Analysis (%)
Gross Loans HFI / Total Assets	75.83	77.17	73.46	77.60
Loans / Deposits	114.75	106.18	102.28	96.15
Loan Loss Reserves / Gross Loans	2.55	3.35	2.22	1.73
Reserves / Loans Held For Investment	2.57	3.39	2.31	1.77
One Year Gap / Assets	5.45	0.81	0.64	3.73
1-4 Loans Serviced for Others ($000)	NA	1,298,447	1,400,652	1,853,547
Level 1 Assets ($000)	2,716	3,205	2,816	4,490
Level 2 Assets ($000)	148,418	108,708	188,626	302,148
Level 3 Assets ($000)	401,989	422,605	378,277	61,802
Level 1 Liabilities ($000)	NA	0	0	0
Level 2 Liabilities ($000)	NA	0	0	0
Level 3 Liabilities ($000)	NA	0	0	0
FTE Employees (actual)	1,023	1,129	876	880

Annualized Growth Rates (%)
Asset Growth	18.03	(5.33)	(3.51)	0.29
Gross Loans HFI Growth	13.34	(3.66)	(8.15)	5.94
Deposit Growth	25.31	4.12	(4.65)	12.70

Average Balances ($000)
Avg Gross Loans HFI	2,578,154	2,610,612	2,521,890	2,495,306
Avg Loans HFS	17,167	27,002	35,854	53,575
Average Loans, Gross of Reserves	2,595,321	2,637,613	2,557,507	2,579,225
Avg Securities	583,518	508,144	455,552	376,684
Avg Other Int Earn Assets	14,059	72,183	75,223	85,661
Avg Secs & Other Int Earn Assets	597,577	580,327	530,775	462,345
Avg Interest Earning Assets	3,192,898	3,217,940	3,088,282	3,041,570
Avg Assets	3,349,677	3,398,843	3,287,067	3,247,666