Yes. You will have to enroll in the direct stock purchase/dividend reinvestment plan. Investors who are not registered shareholders and who wish to make an initial purchase through the Plan must make an initial minimum purchase of $250. Subsequent purchases may be made in the amount of $100 or more.
The minimum cash purchase by registered shareholders is $100. The maximum amount permitted to be used to purchase the Common Stock of First Financial is $5,000 per calendar month. Enrollment and cash purchases are entirely voluntary. The participant is not obligated at any time to make additional cash contributions to purchase Common Stock. Additional contributions to purchase First Financial Common Stock can be sent to Registrar and Transfer Company at any time and must be made either by check or money order in U. S. funds drawn on a U. S. bank made payable to Registrar and Transfer Company. Participants may also arrange to have their bank accounts automatically debited directly on a monthly basis to have shares purchased through the Plan. To initiate direct debiting, complete the 'Automatic Investment' portion of the Enrollment Form. Debits to your checking account will be processed on or about the 15th of each month.
The minimum monthly account debit is $100 and the maximum is $5,000. There will be a $15.00 charge for checks returned due to insufficient funds.
Purchases will be conducted on a weekly basis. The price of shares of Common Stock purchased in the open market for Participants in the Plan with reinvested dividends on their Common Stock and initial or optional cash contributions will be equal to the average price incurred to purchase all shares acquired on that date. Cash contributions may not be accepted by the Plan Administrator if a participant imposes any restrictions with respect to the number of shares to be purchased, the price at which the shares are to be purchased or the timing of the purchase.
Yes. Shareholders of record may enroll and become participants in the Plan by completing and signing a Plan Enrollment Form. Enrollment is entirely voluntary and does not represent a commitment to purchase additional shares of First Financial Common Stock.
If you currently own shares of First Financial common stock that are held on your behalf by a bank or broker (that is, in 'street name'), you will either need to (a) arrange with the record holder of your shares to have at least one (1) share registered directly in your name in order to be eligible to participate, or (b) become a stockholder of record by enrolling in the Plan in the same way as a non-shareholder.
If you are not a shareholder, you may enroll in the Plan by completing the Enrollment Form and sending it with a check made payable to Registrar and Transfer Company for a minimum of $250 (maximum $5,000) to make an initial purchase of shares of First Financial's Common Stock.
All shareholders in whose name(s) the Plan shares will be registered, or in whose name(s) the current registration is shown, need to sign the Enrollment Form. Once completed, the Enrollment Form must be mailed to the Plan Administrator at:
Registrar and Transfer Company
Direct Purchase/DRP Department
P.O. Box 664
Cranford NJ 07016-0664 www.rtco.com
Enrollment in the Plan may not be available to persons residing in certain states.
Registrar and Transfer Company
10 Commerce Drive
P. O. Box 664
Cranford, NJ 07016
Your account may be managed online via Investor Relations at www.rtco.com, a cost-free web tool for shareholders, where you will be able to view your account details, update your account information and process various transactions.